Unlocking Growth through FinTech: Smart Digital Lending for MSMEs
Digital lending empowers MSMEs with faster, more efficient, and accessible financing solutions. This course provides a deep dive into the key concepts, processes, and innovations in digital lending, helping you understand how technology transforms MSME financing. From MSME lending models to credit scoring, underwriting, and post-disbursal management, you’ll gain practical insights into the entire digital lending lifecycle.
What you’ll learn
- Understand the challenges and opportunities in MSME lending..
- Learn the end-to-end MSME lending process..
- Business models, partnerships, and revenue structures in digital lending..
- Gain insights into automated credit decisioning and digital onboarding.
Course Content
- Course Introduction Overview –> 2 lectures • 6min.
- Introduction to MSME –> 3 lectures • 19min.
- Partnerships in MSME Lending –> 1 lecture • 5min.
- MSME Lending Process Flow –> 5 lectures • 33min.
- Quiz –> 0 lectures • 0min.
- Pre-Qualification Checks –> 1 lecture • 6min.
- Revenue Model & Pricing –> 1 lecture • 14min.
- Loan Approval Process –> 4 lectures • 23min.
- Loan Appraisals –> 5 lectures • 24min.
- Credit Decisioning –> 1 lecture • 5min.
- Disbursal –> 4 lectures • 12min.
- Post-Disbursal Process –> 1 lecture • 3min.
- Quiz –> 0 lectures • 0min.
Requirements
Digital lending empowers MSMEs with faster, more efficient, and accessible financing solutions. This course provides a deep dive into the key concepts, processes, and innovations in digital lending, helping you understand how technology transforms MSME financing. From MSME lending models to credit scoring, underwriting, and post-disbursal management, you’ll gain practical insights into the entire digital lending lifecycle.
By the end of the course, you’ll be able to:
- Understand the challenges and opportunities in MSME lending.
- Learn the end-to-end MSME lending process.
- Explore business models, partnerships, and revenue structures in digital lending.
- Analyze risk, credit scoring, and loan approval mechanisms.
- Gain insights into automated credit decisions and digital onboarding.
Whether you’re a fintech professional, lender, banker, or policymaker, this course equips you with the knowledge to navigate and innovate in the evolving digital lending landscape for MSMEs.
This course is designed for:
- Fintech Professionals & Entrepreneurs – Understand digital lending frameworks to build scalable solutions.
- Banking & NBFC Professionals – Learn how digital lending models enhance MSME financing.
- Policymakers & Regulators – Gain insights into digital financial inclusion for MSMEs.
- MSME Owners & Entrepreneurs – Discover how digital lending can help grow your business.
- Investors & Consultants – Identify key opportunities in the digital lending ecosystem.
1. Introduction to MSME Lending; Definition and classification of MSMEs. Key challenges in MSME lending and credit access. Business models and partnerships in digital lending.
2. MSME Lending Process Flow; End-to-end digital lending process. Customer segmentation and loan application journey. Pre-qualification checks and risk assessment.
3. Revenue Model & Loan Pricing; Overview of revenue models in digital lending. Loan pricing factors and risk-based pricing.
4. Loan Approval & Credit Decisioning; Credit risk assessment and origination scores. AI/ML-driven credit scoring models. Due diligence and underwriting processes.
5. Loan Disbursal & Post-Disbursal Management; Digital disbursal mechanisms and compliance. Post-disbursal tracking, collections, and early warning systems. Case studies on digital lending innovations.
Join us and explore how digital lending is transforming financial access for MSMEs!
Global FinTech Academy